Real Investor’s Association Privacy Statement
(last updated: July 28, 2005)

At Real Investor’s Association (RIA), we are committed to protecting your privacy. This privacy statement explains the data collection and use practices of the RIA Web site. By accessing the website and using the information contained herein, you are consenting to the information collection and use practices described in this privacy statement.

Collecting Your Personal Information
We will collect your personal information if you choose to register or request information from us. The information we collect includes your name, postal address, email address, telephone number, facsimile number, company name, job title, and information about your company as well as information about the nature of your usage of our website and the information contained herein.

We may collect certain information about your visit, such as the name of the Internet service provider and the Internet Protocol (IP) address through which you access the Internet; the date and time you access the Web site; the pages that you access while at the Web site and the Internet address of the Web site from which you linked directly to our site. This information is used to help improve our service to you, to analyze trends, and to more effectively administer the RIA Web site.

Use of Personal Information
The personal information we collect will only be used for the purposes set forth below, to carry out transactions you have requested or authorized, or to comply with applicable laws. These may include using the personal information to:

• provide you with important information about RIA, including upcoming events, meetings, and information about your membership;
• improve the Web site;
• provide you with more effective service;
• send information to you about products, services, special promotions;
• send you a newsletter;
• share your registration information and aggregate usage data with our business partners, who may occasionally use your email address to notify you or changes or additions to their services;
• comply with certain state laws requiring notification to consumers of invasion of security systems.

RIA may offer additional value-add programs through third-party providers. RIA may share information necessary for the delivery of such services to you with these providers. The brands of these third-party providers are disclosed during the registration process for these services.

We occasionally hire other companies to provide limited services on our behalf, such as handling the processing and delivery of mailings, providing customer support, or performing statistical analysis of our service to you. We will only provide those companies the personal information they need to deliver the service. They are required to maintain the confidentiality of that information and are prohibited from using that information for any other purpose.

We may access and/or disclose personal information if required to do so by law or in the good faith belief that such action is necessary to : (a) conform to the edicts of the law or comply with legal process served on RIA or the site; (b) protect and defend the rights of property of RIA and its family of Web sites, or (c) act in urgent circumstances to protect the personal safety of RIA employees, users of RIA products or services, or members of the public.

Personal information collected by RIA may be stored and processed in the United States or any other country in which RIA or its affiliates, subsidiaries or agents maintain facilities, and by using this site, you consent to any such transfer or information outside of your country. RIA abides by the safe harbor framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of data from the European Union.

Control of Your Personal Information
Except as otherwise described in this statement, personal information you provide will not be shared outside of RIA and its controlled subsidiaries and affiliates without your permission.

Customers who no longer wish to receive communications may opt-out or unsubscribe from receiving these communications. Each communication will have a way to unsubscribe from that list. If you encounter any difficulty please email us at webmaster@nwria.com.

Please be aware that this privacy statement and the choices you make related to the RIA Web site will not apply to personal information you may have provided to RIA in the context of other, separately operated, RIA events, products or services.

Security of Your Personal Information
RIA is committed to protecting the security of your personal information. We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. For example, we store the personal information you provide on computer servers with limited access that are located in controlled facilities.

We do not disclose your private, online communications. For residents of California, we are required in some circumstances to disclose or provide notice of invasion of certain security systems. We may do so when required, by either sending an email notification to affected CA residents, notifying major statewide media of the invasion, or other appropriate measures.

Use of Cookies
We use cookies to save information (name, address, phone number, email address) so you don’t have to reenter this information each time you visit the RIA Web site. A cookie is a small text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a Web server in the domain that issued the cookie to you. The primary purpose of cookies is to provide a convenience feature to save you time. For example, if you personalize a web page, or navigate within a site, a cookie helps the site to recall your specific information on subsequent visits. This simplifies the process of delivering relevant content, eases site navigation, and so on. When you return to the web site, the information you previously provided can be retrieved, so you can easily use the site’s features that you customized. With certain exceptions, you have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you can still use the Web site, but you may be required to fill in information each time you sign on, and you may not be able to fully experience the interactive features of this or other web sites you visit.

Links to Other Web Sites
The RIA Web site may contain links to other Web sites. Please be aware that this privacy statement applies solely to the information collected by the RIA Web site. We are not responsible for the privacy practices or the content of other Web sites. We encourage you to be aware when you are leaving this Web site and read the privacy statements of each and every Web site that you visit before providing any personal information.

Enforcement of this Privacy Statement
If you have questions regarding this statement, you should first contact RIA by email webmaster@nwria.com.

Changes to the Privacy Statement
We may occasionally update this privacy statement. When we do, we will revise the “last updated” date at the top of the privacy statement. For material changes to this privacy statement, we will notify you either by placing a prominent notice on the home page of our web site or by directly sending you a notification. We encourage you to periodically review this privacy statement to stay informed about how we are helping to protect the personal information we collect. Your continued use of the Web site constitutes your agreement to this privacy statement and any updates.

Contact Information
If you wish to contact us, please send an email to webmaster@nwria.com.